Life Insurance
Services throughout the entire state of Montana.
Secure Your Family’s Future, Today
Life insurance is one of the most important decisions you can make to protect your loved ones. Mid-Montana Insurance offers affordable, reliable policies to help cover final expenses, debts, and ongoing family needs in the event of an unexpected loss.
We’ll help you understand your options and choose a plan that fits your goals and budget.
Types of Life Insurance We Offer:
| Policy Type | Description | Death Benefit | Best For | Premium | Cash Value |
|---|---|---|---|---|---|
| Term Life | Low-cost protection for a set period | Fixed | Short- to mid-term needs | Lower | None |
| Whole Life | Lifelong coverage with fixed premiums | Fixed | Long-term stability | Fixed | Builds over time |
| Variable Life | Combines insurance with investment options | Varies (minimum guaranteed) | Growth potential | Fixed | Based on investments |
| Universal Life | Flexible coverage with market-based returns | Adjustable | Flexible planning | Flexible | Not guaranteed |