Farm and Ranch Insurance

Services throughout the entire state of Montana.

Farm & Ranch Insurance

Protect your farm and ranch with affordable and comprehensive insurance from Mid-Montana Insurance.


Farm and ranch owners have a different lifestyle than other types of businesses, which gives unique insurance needs. An agribusiness policy covers a wide range of areas from property (dwellings and outbuildings), liability, machinery, equipment, irrigation, livestock and hay, just to name a few. Our agents will take the time to find a policy for you that's both affordable and powerful.

Crop Hail Insurance

This policy covers your crops for a dollar amount per acre against perils of Hail and Fire. It's not offered by the Federal Crop Insurance Program. This omission can have damaging effects for farmers, in the north-western parts of the country, where hail can be devastating to farmers. Unlike other insurances, crop hail insurance can purchased at any time during the growing season.

Multiple Peril Crop Insurance

This insurance policy provides you a guaranteed yield per acre, at a specified price and covers added perils of decline in price, failure of irrigation equipment or supply, drought, insect damage, hail, freeze, wind, plant disease, naturally caused fire, lightning, wildlife, flood and much more.


Unlike Crop Hail insurance, MPCI must be purchased prior to damage or the planting season. Updated coverage options give farmers the flexibility to combine yield protection and price protection to protect themselves from potential loss of revenue, that can be the result of low yields or fluctuating and changing market prices.